ORLA Finance › What we finance › Car & asset finance
Vehicles · equipment · personal or businessVehicles and equipment, personal or business. Dealer finance is convenient and rarely the cheapest thing in the room — it is worth ten minutes to check.
Car and equipment finance is where borrowers most often accept the first offer, because it is presented at the moment of purchase. Dealer and broker finance are both commission-based; the difference is whether the whole market was compared.
For a business, the structure matters as much as the rate. A chattel mortgage, a lease and a rental have different balance sheet and tax treatment, and that is a conversation for your accountant. We arrange whichever structure they recommend.
The dealer’s offer benchmarked against a panel before you sign.
Cars, utes, trucks, trailers, plant and equipment.
Different treatment for a business. Your accountant chooses; we arrange it.
A balloon lowers the repayment and raises the total. We show both figures.
Including private sales, which some lenders will not touch.
Asset finance moves faster than property lending — often days.
What you are buying, from whom, and roughly when.
Rate, fees, term and balloon, benchmarked against the dealer offer.
Usually quick where the file is complete.
Funds paid to the dealer or seller and the asset is yours.
Not sure you have all of it? Start anyway — we will tell you what is actually needed for your situation rather than asking for everything.
Free to you for most home loans, no obligation, and no branch visit.
Add your details and a broker will come back with your real options — free, no obligation.
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